Dallas, Texas
Fueling Your Small Business’s Future
At The Goza Agency, we understand the challenges small and medium businesses face when securing the capital needed to grow, stabilize, or overcome obstacles.
With decades of experience, our team is your trusted partner in navigating the complex world of financing, offering tailored solutions to maintain your business’s viability, keep your employees employed, and ensure you can fight another day.
Areas of Practice
From asset-based loans to specialized financing for religious institutions, medical practices, and retail, we provide a wide range of funding options to meet your unique needs.
Let us help you secure the capital to turn challenges into opportunities for growth.
Our Financing Solutions
The Goza Agency offers a comprehensive suite of financing options designed to empower small and medium businesses.
Whether you need working capital, equipment upgrades, or real estate acquisition, our expert team will match you with the right funding solution to protect your business and fuel its success.
Below are the key financing options we provide:
Asset-Based Loans
Leverage Your Assets for Flexible Funding
Asset-based loans allow you to unlock the value of your business’s assets—such as inventory, accounts receivable, machinery, or real estate—to access immediate capital. These loans are ideal for businesses with valuable assets but limited cash flow, offering a revolving line of credit or term loan with high loan-to-value ratios.
The Goza Agency works with you to assess your collateral and secure competitive terms, ensuring you have the liquidity to manage operations or seize growth opportunities without sacrificing your business’s stability.
Small Business Administration (SBA) Loans
Secure much needed funds through our preferred partners
SBA loans, including the popular 7(a) and 504 programs, offer flexible terms, lower down payments, and competitive interest rates, making them an attractive option for small businesses. With loan amounts up to $5.5 million (and more on commercial real estate), SBA loans can fund working capital, equipment purchases, real estate acquisitions, or debt refinancing.
The Goza Agency, with our deep knowledge of SBA programs, guides you through the application process, ensuring you meet eligibility criteria and secure the funding needed to keep your business thriving and your team employed.
Private Equity
Strategic Investment for Growth
For businesses seeking capital without traditional debt, private equity offers an alternative by providing funds in exchange for partial ownership. The Goza Agency connects you with trusted private equity partners who invest in your vision, offering not just capital but strategic guidance to scale your operations. Ideal for businesses with high growth potential, this option ensures you have the resources to expand while maintaining your business’s core mission.
Non-Collateralized Loans
Flexible Funding Without Asset Requirements
Non-collateralized loans provide small businesses with access to capital without the need to pledge assets, making them ideal for businesses with limited tangible collateral or newer ventures. These loans rely on your business’s creditworthiness and cash flow, offering quick access to funds for working capital, expansion, or unexpected expenses.
The Goza Agency helps you navigate these options to find terms that align with your financial goals, keeping your business viable without risking your assets.
Commercial Real Estate Lending
Build or Expand Your Business’s Foundation
Whether you’re purchasing, renovating, or refinancing owner-occupied commercial property, The Goza Agency offers commercial real estate lending solutions tailored to small and medium businesses.
With options like SBA 7(a) and 504 loans, you can secure up to 90% financing with terms up to 25 years, minimizing down payments and preserving cash flow. Our team ensures you get the right loan to grow your business’s physical presence while keeping your employees employed.
Equipment Financing and Leasebacks
Upgrade or Leverage Your Equipment
Equipment financing allows you to purchase or upgrade critical machinery—such as industrial ovens, medical equipment, or retail technology—without draining cash reserves. The equipment itself often serves as collateral, simplifying approval. Additionally, our sale-leaseback options let you sell existing equipment to a lender and lease it back, freeing up capital while maintaining operational efficiency. The Goza Agency ensures you get the right terms to keep your business running smoothly.
Medical Practice Financing
Empower Your Healthcare Business
Medical practices require specialized funding to cover equipment, expansion, or working capital needs. The Goza Agency offers tailored financing solutions, including equipment loans, practice acquisition loans, and working capital lines of credit, to help doctors, dentists, and other healthcare providers maintain operational stability and deliver quality care. Our solutions ensure your practice remains viable while keeping your staff employed and your patients served..
Financing for Religious Institutions
Support for Faith-Based Organizations
Religious institutions face unique financial challenges, from maintaining facilities to funding community programs. The Goza Agency provides specialized financing solutions, including loans for property acquisition, renovations, or operational needs. While SBA loans typically exclude religious organizations, we connect you with alternative lenders offering competitive terms to ensure your institution’s mission continues to thrive.
Accounts Receivable (AR) Financing
Turn Invoices into Immediate Cash
Accounts Receivable (AR) financing, including invoice factoring, allows you to convert unpaid invoices into immediate working capital. By leveraging your outstanding invoices, you can access 75% to 100% of their value upfront, ensuring cash flow to cover payroll, inventory, or growth initiatives. The Goza Agency partners with trusted lenders to provide AR financing with minimal fees, helping you maintain liquidity and keep your business viable.
Retail Financing
Keep Your Retail Business Thriving
Retail businesses often face seasonal cash flow challenges or need capital for inventory, store upgrades, or expansion. The Goza Agency provides financing options like lines of credit, inventory loans, and SBA-backed loans and AR lending to help retail owners manage expenses and seize growth opportunities. We work with you to create a funding plan that keeps your shelves stocked, your employees employed, and your customers returning.
Additional Financing Options
Comprehensive Solutions for Every Need
Beyond the options above, The Goza Agency offers a range of specialized financing solutions to address unique challenges: Export Financing: Support international growth with SBA Export Working Capital or International Trade loans, designed for businesses expanding globally.
Working Capital Loans: Access short-term funds to cover payroll, utilities, or other operational expenses, keeping your business running smoothly.
Why Choose The Goza Agency for Capital Lending?
- Small Business Expertise: We specialize in the unique needs of small and medium businesses, offering personalized solutions to ensure your viability.
- Tailored Financing Plans: Our team matches you with the right funding option, whether it’s SBA loans, private equity, or non-collateralized financing, to meet your specific goals.
- Commitment to Your Team: We prioritize solutions that keep your employees employed, preserving your workforce and community impact.
- Transparent and Trustworthy: With decades of experience, we guide you through the financing process with clear terms, no hidden fees, and a focus on your success.
- Fast and Accessible: We streamline the application process, connecting you with trusted lenders to secure funding quickly and efficiently.
Success Stories
- Retail Turnaround: A local boutique facing cash flow issues due to seasonal sales secured an AR financing solution through The Goza Agency, enabling them to restock inventory, retain staff, and boost revenue by 20% in six months.
- Medical Practice Expansion: A dental practice used our equipment financing to upgrade technology, increasing patient capacity and keeping their team employed while growing their business.
- Church Renovation: A religious institution partnered with us to secure a specialized loan for facility upgrades, preserving their community programs and mission.
Take Control of Your Business’s Future
Don’t Allow a Business Problem to Threaten Your Entire Business
Financial challenges like problem debts or lack of funding shouldn’t jeopardize the small or medium business you’ve worked hard to build. The Goza Agency is here to provide the capital solutions you need to stabilize, grow, and thrive. Whether you’re seeking asset-based loans, SBA financing, or specialized options for medical, retail, or religious institutions, our team is ready to help you keep your employees employed and your business fighting another day.
Contact us today for a free, no-obligation consultation, and let’s secure the funding to fuel your success.
Call: 972-752-1950 | Email: [email protected] | Fill Out Our Form for a response within 24 hours.