We're not a generalist agency. We insure the rental industry across the Gulf South, and we help Texas employers get workers' comp and commercial coverage right. Pick your door.
Equipment and event rental insurance across Louisiana, Arkansas, Mississippi, and Alabama.
Rental insurance →Workers' compensation across 14 states, plus commercial insurance — Dallas-based principal.
Get covered →Turn your safety discipline into a financial instrument — programs domiciled in the Cayman Islands.
Learn more →Rental businesses face exposures that standard commercial policies aren't built for — equipment in customers' hands, delivery fleets on the road, and events that live or die by the weather. We've built our book knowing rental operations inside and out.
From aerial lifts to earthmovers — coverage for fleets that work as hard as your customers do.
Tents, staging, and everything under them — insured for the venue, the crowd, and the weather.
We write workers' compensation in Alabama, Arkansas, Georgia, Iowa, Kansas, Louisiana, Mississippi, Missouri, Nebraska, North Carolina, Oklahoma, South Carolina, Tennessee, and Texas. But Texas deserves a special mention: it's the only state where comp is optional, which makes the decision a real strategy call, not a checkbox. With a principal based in Dallas, we help Texas employers think it through and buy right.
Need commercial coverage beyond comp? We write that too.
Review my coverageIf your business has a handle on safety and claims, you've been subsidizing companies that don't. A group captive changes the model — a group of disciplined businesses form their own insurance company, domiciled in the Cayman Islands, structured to return underwriting profit back to its members when losses are managed well.
It's a long-term play. And for the right business, it's a fundamentally better deal than traditional insurance.
Learn about group captives →In a traditional pool, your premium covers everyone's claims. A captive separates the disciplined from the rest — and rewards the difference.
Underwriting profit returns to members when losses are well-managed. Insurance stops being an expense and starts being a financial instrument.
The programs we place are structured in the Cayman Islands — the world's leading jurisdiction for captive insurance. Same framework used by Fortune 500 companies.
We're appointed with multiple A-rated carriers and shop your account — you get the market's best terms, not one company's only offer.
Rental agreements, venue requirements, additional-insured demands — we read them before you sign, so your coverage matches what you promised.
When something goes wrong, you call us. We work the claim with the carrier, using the relationships we've built to get it moving.
When you call, you reach an owner — not a service center or a call queue.
The Goza Agency is a family-owned independent agency headquartered in Monroe, Louisiana, with a principal in Dallas, Texas. Gates Goza has been writing equipment and party rental insurance since 1996 and has been active with the American Rental Association for over 25 years. Grant Goza brings a background in commercial lending, underwriting, and financial advisory for small business.
We're specialized enough that your carrier knows our name, and small enough that you'll know your agent by name too.
Tell us about your operation and we'll come back with real options — usually within one business day. Prefer to talk? Call us directly.