Equipment and event rental companies carry exposures that standard commercial policies weren't designed for. We've spent decades learning your business — and building coverage that actually fits it.
Two types of rental businesses, two distinct risk profiles. We know both inside and out.
Your fleet earns its keep in someone else's hands — on job sites, in conditions you didn't choose, operated by people you didn't train. We place coverage built for exactly that.
Tents come down in the wind. Staging collapses. Crowds create liability. Event rental coverage has to account for what happens after the truck leaves your yard.
Any agent can place a policy. We show up when the policy matters — and before it does.
We treat your business like our own. That means understanding your operation, your contracts, and your exposures — not just your premium.
We stay current on legislation and regulatory changes that affect rental businesses across the Gulf South — so you're not caught off guard when something shifts.
Before you sign a rental agreement or accept an additional-insured request, we read it. We make sure your coverage matches what you've promised.
When something goes wrong, you call us — not an 800 number. We work the claim on your behalf, with the carrier relationships to get it moving.
We're appointed with multiple A-rated carriers. We shop your account and bring you the market's best terms — not one company's only offer.
When you call, you reach an owner. A father-and-son agency with no call centers, no handoffs, and no strangers handling your account.
Gates Goza has been active with the American Rental Association for over 25 years — attending national shows, state meetings, and staying embedded in the industry we serve.
Most insurance agents learn about the rental industry from a brochure. We learn from showing up — at ARA national conventions, state association meetings, and the conversations that happen between sessions.
That means when something changes in your industry — a new liability trend, a shift in how courts treat rental agreements, a carrier pulling back on a class — we know about it before it affects your coverage.
It also means we know people. When you have a coverage question that doesn't have an easy answer, we have the network to find one.
We don't make you fill out a 40-question application before we'll talk to you.
Fleet size, revenue, states you operate in, and what you rent. A 10-minute conversation covers most of it.
We submit to our specialty rental markets and come back with real options — usually within one business day.
We walk through the coverage, the exclusions, and any gaps — so you know exactly what you're buying.
Bind, get your certificates, and call us when something comes up. We're here after the sale.
Tell us about your rental operation and we'll come back with real options — usually within one business day.