We write workers' compensation for employers across the South and Midwest — and we understand the exposures that come with running a real business with real employees.
Every other state requires workers' compensation. Texas doesn't — which makes the decision a real business strategy call, not just a compliance checkbox.
Some Texas employers go bare and self-insure the risk. Some subscribe. Most don't fully understand the liability exposure they're accepting when they choose not to carry coverage — or the cost difference between the two paths.
With a principal based in Dallas, we have this conversation with Texas employers every day. We'll walk you through the real math — no scare tactics, no pressure — so you can make the right call for your business.
We write workers' comp across a wide range of industries and class codes. If you have employees, we can likely help.
Delivery crews, yard workers, setup and teardown teams — we know the class codes and the carriers that want this business.
General contractors, subcontractors, and specialty trades across our licensed states.
Local delivery, freight, and distribution operations with complex driver and non-driver exposures.
Restaurants, catering operations, hotels, and event venues with high-turnover hourly workforces.
Light and heavy manufacturing, distribution centers, and fulfillment operations.
Don't see your industry? If you have employees in our licensed states, reach out — we can likely help.
We're appointed with multiple A-rated comp carriers and shop your account — you get real market competition, not a single quote from a captive agent.
A workplace injury is stressful enough. We work the claim with the carrier so you're not navigating the process alone — and so the claim gets handled right.
When you call, you reach a principal — not a service rep. A father-and-son agency with no call centers and no strangers handling your account.
Workers' comp quotes don't have to be painful. Here's what the process looks like with us.
Payroll by class code, states of operation, and any loss history. A short conversation covers most of it.
We submit to our comp markets and come back with competitive options — usually within one business day.
We walk through the rates, the experience mod, and what drives your premium — no black box, no surprises.
Bind, get your certificate, and call us when something comes up. We're here after the sale.
Tell us about your business and we'll come back with real comp options — usually within one business day.